The New Kings of Cash: Dream Payments

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While cold, hard physical cash may still be king, there is no denying that mobile and digital payments are on an upward trajectory. According to the 2016 U.S. Federal Reserve payments study, there were over 144 billion US non-cash payments made in 2015 with a value of $178 trillion. With this much opportunity, there are bound to be openings for market disruption and innovation. Below is a diagram from Frost & Sullivan1 that provides an overview of the ecosystem in the US digital payment market in 2017.

Frost & Sullivan - Overview of Ecosystem

Dream Payments – an IBM Cloud client, is looking to seize upon this opening. Dream Payments enables merchants to sell everywhere using mobile devices. Dream Payments’s cloud-based payment platform combined with its mobile point of sale device allows merchants to accept credit and debit cards, access rich analytics and reports, and provide digital receipts to customers. Dream Payment’s solutions are secure, Europay/MasterCard/Visa (EMV) compliant, and accept Contactless and Chip payment cards.

Watch the video below to see how Dream Payments evolved from a mobile point-of-sale company to a mobile payment cloud provider.


  1. Frost & Sullivan, US Digital Payments Market Outlook, Forecast to 2022



via Bluemix Blog

June 16, 2017 at 10:12AM